In addition to the cash our funders provide, they can also save you valuable management time. They manage your account receivables by professionally collecting invoice payments from your customers on your behalf so that you have more time to concentrate on generating new business. They prepare and send out statements, telephone your customers, collect payments, and maintain professional and detailed accounts of your transactions.

Accounts Receivable Funding does not create debt or require additional collateral. By enhancing your business's cash flow, you now have timely working capital to pay salaries, reduce debt, purchase equipment and supplies, improve vendor relations, and focus on critical success factors such as; operations, sales, marketing, and growth. You maintain control of your business while working with a dedicated, trained team of people who ensure customer satisfaction.

In many situations, Accounts Receivable Funding may be more appropriate than traditional bank financing, because:

• It is based only on the accounts receivable. A client's ability to raise cash by Accounts Receivable Funding is based on the total accounts receivable, rather than on traditional measures of financial strength and stability. 

• Provides continuing cash flow without the requirement of periodic payments or interim payoffs. New sales continuously create new power to obtain cash, and the business does not have to deal with renewal of loans or worry about maturity dates. 

• Gives a business increased access to cash as sales and receivables increase. There is no ceiling beyond which the funder must stop providing cash. The more sales a business makes, the more cash it may be able to draw. The funder does not concentrate on the business debt/equity ratio to provide funds, as banks do. 

• Offers a dependable, continuing source of cash without the necessity of making separate loan applications. 

• Saves the business owner precious time waiting for a loan committee to grant or deny his or her loan. Loan committee's decisions are influenced by many considerations, and the outcome is often unpredictable. With factoring, periodic delays and negotiations are eliminated, allowing the business owner time to do what he or she does best, run the business.