Power Plan Financial can help your business utilize the most advanced and reliable equipment and systems available for processing credit cards, debit cards, travel and entertainment cards, and check guarantee transactions.

We offer products and services for every type of business: Retail, Mail Order/Telephone Order, Direct Marketing, Internet, etc.

Credit Card Services

Credit Cards are one of the most widely used methods of payment used by retail merchants, mail order merchants, as well as Interment-based merchants. No business can afford to deny their customers this very convenient payment method. US Bankcard makes it easy for you, the merchant, to accept credit card payments for goods or services and will make sure that the funds are available to you as soon as possible.

Debit Card Services

Business that accept debit cards enjoy reduced fees compared with other card payment options, guaranteed payment of funds (no returned checks), higher margin sales and increased impulse sales, cash-back option, and payment of funds to the merchant-designated financial institution usually within 24 hours. Consumers enjoy the added security of PIN-secured debit transactions with no identification required, the ability to obtain cash-back, the ability to make higher purchases than cash may afford, and a faster check-out process.

Check POS Services Increase sales and customer convenience by using a Check POS Services, which allow you to accept check payments at your point of sale. No additional equipment necessary as check services work on most standard Credit Card/Debit Card Processing Terminals. Offers easy and convenient processing of checks for your consumers. Automatic Deposit to your bank account. Checks Online Services Increase customer loyalty by accepting checks over the phone and over the Internet by using Checks Online Services: Process Checks on your PC using nothing more than a Internet web browser through a Virtual Credit Card/Check Processing Terminal. Accept checks as online payment from your customers directly through your Internet store or website, utilizing our K2 Credit Card and Check Processing Gateway. Ideal for collection and telemarketing services as it eliminates the "check' s in the mail" syndrome. Check Conversion, Imaging and Deposit Services Expedite your check handling and check deposits using OfficeTeller and QuickFunds technologies to easily scan in and deposit checks directly to your bank account, 24 hours a day.** No more filling out bank deposit slips, or standing in lines at the bank to make your deposits. Checks are electronically processed via the Federal Reserve Automated Clearing House for fast deposit to your account. Automatic re-presentment of all returned Items with no bank return fees. **Combine with a Check Guarantee Services to virtually eliminate Bounced Checks Check Guarantee Services Virtually Eliminate losses from bounced checks, while offering your customers the convenience of check payment using a Check Guarantee Services. Costs less than credit card processing and there is NO Chargeback risk. Protect yourself from virtually any bounced checks. Automatic deposit direct to your bank account. Check Guarantee Service can be added to almost every other US Bankcard Check Processing Service to create powerful and secure check acceptance and processing capabilities. Check Verification Services Avoid bad checks before you even accept them, using a Check Verification Services. National Check Verification Database contains over 46 million verified checking accounts, with more being added each day. Just seconds to verify on your POS Terminal. Dramatically reduce the number of bad checks you receive. Check Recovery and Representment Services Protect yourself from loss of income by using a Check Recovery and Representment Services to recover bounced checks. Get a 90% success rate using the Automated Clearing House RCK process. Free of charge. Minimizes customer embarrassment. Fast and Efficient. Check Collection Services Further reduce check acceptance losses by using a Check Collections Services to collect bad checks that have not been recovered through the RCK process. No merchant involvement necessary. High success rate. Polite and professional Check Recovery Collectors. Internet Payment Gateway In today's economic environment, merchant websites are no longer mere product brochures but real stores where consumers can purchase products and services. Being able to conduct business over the Internet is not just a nice to have extension of a business but a necessity with the consumers demanding such capabilities from virtually any merchant. Given that the credit card is the most used method of payment for Internet electronic commerce transactions, every merchant e-commerce site must provide the consumer with the ability to pay for products or services using a credit card. The K2 Payment Gateway is an Internet payment gateway used for routing payment transactions from the merchant's e-commerce site to the back-end payment clearing networks. This product allows merchants and developers to easily outfit on-line stores to be able to accept credit card payments. The K2 Payment Gateway is certified on the VisaNet platform. The Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. The Virtual Terminal replaces standard processing terminals or software, and provides the best solution for merchants who have the need to manually enter credit card transactions for mail or phone orders. The Virtual Terminal works for businesses of all sizes We are proud to be an outstanding member of the American Cash Flow Association®.