Why do so Many Companies choose Optimal Financial Group?

    Fast Funding • you will receive funds on your verified receivables within 24 hours of receipt either to your bank account. For initial fundings with new Clients it takes a bit more time in order to complete our due diligence processes.  The amount of time to complete the due diligence depends upon how fast we receive your completed and accurate application, supporting documentation, number of your Clients and Invoices you want to factor and the size of your business.   

  Competitive Rates  everyone refers to their rates as competitive. We mean it. We typically save our Clients at least 5% to 15% in fees over their existing receivables Funder, often much more. Why? When you fund over $5 billion of receivables a year you have economies of scale you can pass onto our Clients.

  Flexible   We do not have rigid credit policies, we will look at your business and your business's situation and work with you to develop a solution for your needs.

  Variety  Whether you are a new start or in business for 70 years, whether you are a service business or a manufacturer, as long as you sell to other businesses on credit terms of 90 days or less we look forward to working with you. We can fund business from start up to facilities of $5 million funds advanced; we are happy to work with business in high growth mode, restructuring and / or Chapter 11 or D-I-P situations.