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A New Direction in Finance

                                "Time is Money"  -  Ben Franklin

Cash Today Is Worth More Than Cash Tomorrow.
Do you charge your clients interest for holding on to your capital for weeks or months? Probably not. You are already losing money just by waiting for your Income Stream to be paid. 



What are the benefits of factoring your income stream?

  • It does not create debt on your balance sheet.
  • It increases your purchasing power, enabling you to do more business.
  • Eliminates the need for bank loans or SBA Loans.
  • Improves your credit rating, and gives you cash to meet your obligations.
  • Eliminates using equipment, real estate or inventory for collateral.
  • Saves on your in-house staff costs.
  • Presents a professional image to your clients.
  • Eliminates the need for venture capitalists or partners that share in decision-making and profits.
  • Factor ALL of your receivables, or only the ones you choose.
  • Stop factoring any time you choose without termination penalties.
  • Start again any time you need the service.
  • Receive credit reports at reasonable rates.

    Why would someone want to sell their note? There are many reasons why someone would want a lump sum payment on their note.

  • Current enjoyment
  • To pay off debts
  • To fund college costs
  • Other investment opportunities
  • Major purchases
  • To pay taxes
  • Simply tired of collecting payments

    What is the advantage to selling a note? Economic factors like inflation and the rising cost of living make money in the future worth less than money today. Today the value of your note(s) will depend on several factors:

  • The collateral securing the note (if any)
  • Number of remaining payments
  • Interest rate (if any)
  • Credit worthiness of the party making payments to you.

    Bottom Line: Cash today is worth more than cash tomorrow!




     
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