Put your future pension payments to work for YOU today!

Our program provides instant cash in exchange for the next eight years of your pension payments.

Most types of pension payments are eligible. This program is available to all U.S. residents.

Use your funds for:

Debt Consolidation

Divorce Settlements

Home Purchase

Pay Bills

Investment

Starting a Business

Pay for School

ANY legitimate use of funds is acceptable

Sample Quote: "A retired E-8 earning  $3,000 in monthly retirement, he only wants to sell only a $1000 of his monthly retirement for 8 years. Total for 8 years is $96,000. 75-85% of the sub total is advance to retired service member and he still have the additional monthly total of $2,000 collecting monthly." 
                                    

FREE, No Obligation Consultation!

Below are some of the most "FREQUENTLY ASKED QUESTIONS" about our program.

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  How long does the process take?

Two weeks could pass to close some transactions. Because other transactions include the purchase of new life insurance, the time for funding could extend to four to six weeks.

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  Do I need perfect credit to qualify?

No. Perfect credit is not required, good credit is.

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  Do I need to own a home to qualify?

No. Home ownership is not required. In fact, stable renters are often strong qualifiers.

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Why isn't the amount of money paid to me equal to eight years worth of payments for an eight year contract?

The lump sum received by the pensioner is substantially less than the total payments received over eight years. Current dollars are more valuable than future dollars. Just like lottery winnings, a winner can collect all of his money over twenty years, or approximately 50% of the total amount at the time of winning.

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What happens to the COLA (Cost of Living Adjustment) annual increases?

All COLA payments are returned to the pensioner electronically.

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Can a relative or other person act as sponsor or guarantor?

In some cases, US PENSION FUNDING has accepted a guarantor when the applicant did not meet the qualifications of the program. Strong credit and stable financial history are mandatory for a pensioner as well as a guarantor.

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  Are there ways to repay the loan early?

This program is not a loan. Early repayment is not an option. The program is a contract for which time is committed by the funding sources. Therefore, the contract exchanges a lump sum of cash for a commitment to pay future payments when they are received, for a specific period of time.

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Can I use existing life insurance to meet the insurance requirement, or must new insurance be purchased?

Any good insurance policy is acceptable even if it has been in place prior to the closing of this transaction. If you currently do not have insurance, then low-cost coverage is available.

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  Are there any age limitations?

None at all. Only the cost of the required life insurance, which is part of the pensioner's costs, impacts the economics of the transaction; if insurance is already in place and the economics of the transaction still appeal to the pensioner, any age will be accepted.

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  Is there a minimum pension amount?

Yes, $400 per month or $4,800 per year NET.

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  What types of pension do you purchase?

We provide financing for most pension types, typically they would included Military, Civil Service and Corporate pensions. Exceptions are Social Security and VA pensions of any kind.

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  Do I currently have to be retired?

In all instances you must be retired. For retired military, we require six months of retirement. However, we occasionally will consider military pensioners with less time out of service, as long as there is stability in employment.

Attention Pensioners! If you provide the following info the Comment/Question* header in the "Click Here To Conatact US" box below. You can recieve a proposal amount via e-mail in 24hours or certified mail in two days.

• Full Name
• Address
• E-mail Address
• Pay Grade 
• Gross Payment Amount
• Allotments
• Taxes Witheld
• Branch of Service