Factoring and Accounts Receivable Financing

The CashXchange Group helps the business owner realize the benefits of Accounts Receivable Financing (factoring). Free up dormant cash that is tied up in aging receivables. Turn dead cash into working capital.

Does this sound familiar?

Your customers are slow in paying your invoices.
Your sales activity is good, but income is locked up in receivables.
You have more cash in receivables than in the the bank.
You could use cash for growth, for payroll, for taxes, for additional staff. for equipment/supply purchases, to take advantage of trade discounts, etc.
Your bank said no to your loan request.

Consider this...

Factoring accelerates cash flow needed for growth or operating capital.
Factoring is accessible.
Factoring gets quick results.
Factoring is flexible... factor some or all of your invoices, when you need the cash.
Factoring is not a loan.
Factoring is "off-balance-sheet" financing, so your financials are not burdened.
Factoring approval decisions are based on the credit worthiness of your customers... not the business owner's credit.
Factoring gets your invoices paid within 24-48 hours.
Factoring provides you ready access to an expandable, renewable and steady cashflow and working capital.

In many situations, factoring is more appropriate than bank financing, because:

Factoring is based only on the accounts receivable. A business owner's ability to raise cash by factoring is based on the total accounts receivable, rather than on traditional measures of financial strength and stability that are typically used by banking criteria. Factoring frees up dormant cash that is tied up in receivables. Click to raise Cash.

Factoring provides continuing cash flow without the requirement of periodic payments or interim payoffs. New sales continuously create new power to obtain cash, and the business does not have to deal with renewal of loans or worry about maturity dates. Click for continuing Cash flow.

Factoring gives a business owner increased access to cash as sales and receivables increase. There is no ceiling beyond which the factor must stop providing cash. The more sales a business makes, the more cash it can draw. The factor does not concentrate on the business debt/equity ratio to provide funds, as banks do. Click for access to Cash.

Factoring provides for a dependable, continuing source of working capital without the necessity of making separate loan applications. Click for Cash.

Factoring avoids the necessity of obtaining funds from banks or using your exisitng credit line with your bank. Click for continuing source of Cash.

Factoring saves the business owner precious time waiting for a bank loan committee to grant or deny his or her loan. Loan committee decisions are influenced by many considerations, and the outcome is often unpredictable. With factoring, periodic delays and negotiations are eliminated, allowing the business owner time to do what he or she does best – run the business. Accounts Receivable Financing is not a loan. It is "off-balance-sheet" financing. Factoring does not burden your financials with additional debt load. Click Here to complete a short information form... and accelerate your cash flow. Click below if you have a general question that you would like to ask us.

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