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Commercial Financing... When Your Bank Has to Say No



Individuals and business sell income streams (future payment or Series of payments—cash flow instruments) for three basic reasons:

  1. Access

    People may need or want access to their cash. Sometimes they have a desire to pay off credit cards, finance long-term medical care, or to settle a marriage dissolution. Other times, they simply have a desire to purchase a dream home, take a vacation, buy a new car or boat, finance a wedding, or start a business.  In some cases, people want to access their cash just for peace of mind. They no longer want to worry about liquidity issues, to deal with payment collection hassles, or worry about the financial strength of the person who owes the debt.

  2. Interest or Yield

    People will sell their income streams—even for less than face value—because they know that with cash in hand today, they can start earning interest or yield. Interest or yield is what gives them the ability to invest money this year and turn it into an even larger amount of money next year.

  3. Inflation

    Inflation eats away at the future value of "buying power" of money. You can buy more with a dollar today than you will be able to five, ten, or twenty years from now. People sell their income streams because they realize that over time, the payments they receive will drop in real value.

    Small payments over a long period of time have less buying power. A Lump Sum of cash today can provide you with financial stability and flexibility.

  4. Sell your business note. Click Here