Lawsuits are often settled with a structured payment schedule, where you receive monthly payments.  Sometimes, there is an urgent need for cash now as opposed to periodic monthly payments.  At The Oliver Company, our certified cash flow consultants can help you convert your future monthly payments to a lump sum of cash.  Please contact The Oliver Company today to find out how you can sell future payments for cash now.

• purchase a home
• buy a new car
• pay off medical bills
• pay off credit card debt
• take a vacation
• start or expand a business

How Are Structured Settlements Created?
A structured settlement most commonly results from a personal injury lawsuit involving:

• Product liability
• Motor vehicle collisions
• Wrongful death
• Medical malpractice

A company (typically an insurance company) is selected by the defendant to structure the settlement.

• The structured settlement company purchases an annuity contract and sends the payments from the annuity to the plaintiff. The payments are fixed in time and amount.
• The structured settlement company retains ownership of the annuity even though the plaintiff is the beneficiary.

Each year about 15,000 new structured settlement transactions are originated in the United States. This ever-growing number points to an estimated cash flow of $25 million. Plaintiffs receiving a structured settlement can benefit from the sale of their stream of payments by receiving a lump-sum of cash.

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