Life Insurance Policy Purchases / Life Settlements

Most People don't know their life insurance policy is a very valuable asset that can be converted to cash. Many people decide to "surrender" their policy before the face value is accessed before they die. This is how insurance companies make such huge profits. Instead of surrendering the policy, we have funding sources that will buy the policy and give the owner of the policy a multiple of the cash value or a % of the death benefit depending on the type of policy.

What types of insurance qualify?

q       Term

q       Universal Life 

q       Variable Life

q       Joint Survivorship

q       Whole Life 

q       Group 

q       Key Man

Benefits of selling your life insurance policy.

Create a more comfortable retirement.

Create funds to invest elsewhere.

Pay off debts.

Create funds for lifetime gifts to your family members or fund charitable contributions.

Use funds to purchase long-term care insurance.

Create funds to purchase new, more cost-effective coverage.

Benefits for Financial Professionals, CPA's & Attorneys.

Financial professionals today have an exceptional opportunity in the life settlement market. This creative option enables you to financially assist clients in a way never before available. A life settlement presents policy owners with a more desirable alternative to surrendering a life policy or letting it lapse. Financial and Estate Planning needs are constantly changing.

The demand for more financial tools is evident and quickly increasing. Life settlements can help you meet these demands with great monetary benefits to your clients. This represents a unique opportunity for today's financial planners, attorneys, accountants, life agents, estate consultants and other financial professionals.

Create new capital for your client.

Free up much needed cash flow.

Solve liquidity problems.

Offer a creative valuable service to your clients.

Create a financial windfall for your client.