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Cash Flow $olutions

Structured Settlements

 Are you interested in selling your annuity payments or receiving CASH for your structured settlement?


What Are Structured Settlements?
A Structured Settlement is a method of paying damages to a plaintiff (the injured party) over a period of time when a lawsuit has been settled.

How Are Structured Settlements Created?
A structured settlement most commonly results from a personal injury lawsuit involving:

  • Product liability
  • Motor vehicle collisions
  • Wrongful death
  • Medical malpractice

When the outcome of a lawsuit results in a settlement, the damages awarded are funded in the form of an annuity contract issued by an insurance company. This settlement is structured as follows:

  • A company (typically an insurance company) is selected by the defendant to structure the settlement.
  • The structured settlement company purchases an annuity contract and sends the payments from the annuity to the plaintiff. The payments are fixed in time and amount.
  • The structured settlement company retains ownership of the annuity even though the plaintiff is the beneficiary.

Who Can Benefit From the Sale of a Structured Settlement?

Each year about 15,000 new structured settlement transactions are originated in the United States. This ever-growing number points to an estimated cash flow of $25 billion. Plaintiffs receiving a structured settlement can benefit from the sale of their stream of payments by receiving a lump-sum of cash. Opportunities in this area are limited in some states. Be sure that you check your state's laws regarding assignment of assigning structured settlements.

Your annuity was structured with your financial security in mind and selling annuity payments should only be done when it is in your best interest to do so. 

Are you receiving payments from a structured settlement or annuity? Do you need a lump sum of money now? Contact us for further information and assistance in this area, or for a Quote Request. FREE, No Obligation Consultation!

Request a Free Quote

Contact an A&E consultant Today at 888.590.9282 or click here to contact us.


Albert Mitchell, Sr., ccfc
Certified Cash Flow Consultant
888-590-9282