What are the benefits of Receivables Funding?

• Receivables funding stimulates & increases your cash flow.
• Easier than applying for a loan or obtain venture funding.
• Receivables funding uses the strength of your customer's credit to grow your profit. 
• Avoid the need for monthly bank payments or interim payoffs 
• Receivables funding is accessible to obtain more cash as you create more sales without a ceiling & without the hassle of new loan application.
• Receivables funding gets quick results.
• Receivables funding is a flexible source of cash, how much & how often you sell your receivables is up to you.
• Avoid the hassle of monthly reporting to loan officers, the process of renewing loans or the worry about approaching maturity dates.
• Avoid maintaining certain debt/equity ratios a bank would require.
• Avoid the necessity of obtaining funds from venture capitalists, who receive an interest in the business and generally have a say in how the business is run.
• Save yourself precious time waiting for a loan board to grant or deny your loan. Loan boards' decisions are influenced by many considerations, and the outcome is often unpredictable. With factoring, periodic delays and negotiations are eliminated, allowing you the time to do what you do best - run the business.

In many situations, Receivable Funding is more appropriate than bank financing, because:

It is based only on the accounts receivable. A client's ability to raise cash by Receivables Funding is based on the total accounts receivable, rather than on traditional measures of financial strength and stability.

Provides continuing cash flow without the requirement of periodic payments or interim payoffs. New sales continuously create new power to obtain cash, and the business does not have to deal with renewal of loans or worry about maturity dates.

Gives a business increased access to cash as sales and receivables increase. There is no ceiling beyond which the factor must stop providing cash. The more sales a business makes, the more cash it can draw. The factor does not concentrate on the business debt/equity ratio to provide funds, as banks do.

Offers a dependable, continuing source of cash without the necessity of making separate loan applications.

Avoids the necessity of obtaining funds from venture capitalists, who receive an interest in the business and generally have a say in how the business is run.

Saves the business owner precious time waiting for a loan board to grant or deny his or her loan. Loan boards' decisions are influenced by many considerations, and the outcome is often unpredictable. With factoring, periodic delays and negotiations are eliminated, allowing the business owner time to do what he or she does best – run the business.

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